Sunday, 13 October 2013

At Last Here Is How To Be Rich

By Terrence Gonzalez


I want to prove to you that this is not true by showing you how to get rich no matter your finances. If you are in debt and earning minimum wage then you can become rich just as easily as someone without debt earning over $100,000 per year.

I do not deny that some people do get rich relatively quickly, they win the lottery or they happen to be in the right place at the right time, or perhaps they are extremely talented and motivated. However when you see somebody advertising "How to get rich quick", as something that they can help you to do, you ought to be very skeptical.

However, many other people we know work full time and so does their partner, they earn more than triple what we earn, they don't have any children and they have had 10-30 years longer to acquire wealth than us. I can honestly say that we are going to become financially free before most of them. So it is not how much you earn, but what you do with what you earn.

There are two key thoughts that I want to share with you today that will empower and enable you to become rich no matter your financial situation. These are the two things that have set me apart from the other people I know who will live their entire lives and fail to become rich.

Before you begin to turn the wheel on your personal get rich quick scheme there are a few things you should consider. Here is a list of steps to take when preparing to get rich slowly or quickly;

Your financial education will allow you to earn more money, pay less tax and will also allow you to have your money work harder for you. People with a low financial IQ will work hard, live frugal and save money. Their money will earn maybe 4% per year, be taxed at 50% leaving them with a 2% return on investment. All the while the value of their money is going down 3-5% per year. So they are losing 1-3% per year because they don't know how to invest.

With financial intelligence you can invest more intelligently and earn more money. Reading this article is a great first step to increase your financial intelligence. I also suggest reading any of Robert Kiyosaki's books. Eventually I will have some of my own books out, but until then you can read Robert's books or you can sign up for a free email newsletter that will teach you how to be rich. Invest in your learning, because it is your financial intelligence that will make you rich, not how much money you have.

2. Look at how people get rich and what has worked and what hasn't during similar periods in history;

Can you repeat the same business model and reinvent it for today's market? Can you get access to this knowledge and ask specific questions of the people who have built a successful business through their entrepreneurial endeavors in the past? Is there a specific market that emerges in a recession and do you have the skills, contacts and funds to tap into that market?

Thieves are generally not concerned much with how their money is obtained. Successful thieves know how to get rich quickly. The likely outcome for such a person is that since the ethics are less important, the riches may come, but at a cost eventually to ones reputation and worse still character. Ideally someone who is truly ambitious wants to make a lot of money honestly, while at the same time preserving and even developing their reputation.

If you want to become rich then you need to stop working for money and you need to work to create and acquire assets. I work in a part time job to pay for my everyday expenses (and I only work 2 days per week). The other days I spend working to acquire assets. I create assets and I buy assets. This article is an asset because it generates web traffic and earns me an income without me requiring to work for it.

Assets that generate income make you rich. Money actually goes down in value over time because of inflation. Money goes down in value at about 3-5% per year. So if you are just saving money then really you are losing 3-5% per year.

In conclusion, the way how to get rich quick is to rob a bank (not recommended), win the lottery (though the odds are against you the moment you enter) or just get very lucky. People who are not prepared to rob a bank or gamble, will have to either wait to get lucky (could be a long wait) or accept that they are not going to get rich quick, rule that option out and make a more sensible plan. I hope this conclusion does not upset you, but life is often about climbing along 'a branch', discovering it's the wrong branch, coming back and trying another, until the right one is found. If I have saved you time climbing along the 'How to get rich quick' branch of life, before you have to come back, then I will judge your reading this to have been worthwhile. I hope you'll agree!




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